Friday, September 14, 2012

Progress Rumah Sewa - Part 2

Ok kali ni nak update lagi pasal perkembangan rumah sewa yang saya baru beli beberapa bulan lepas ( sebelum raya). 

Boleh refer cerita part 1 di sini

Alhamdulillah, minggu lepas rumah ni sudah selamat disewakan. Kadar sewa pun saya letak pada rate yang agak murah berbanding dengan harga sewa semasa. Ini sebab saya sewakan pada keadaan basic dan rumah ini pula tiada parking. So kalau nak letak harga tinggi2, lambat pula nak dapat penyewa nanti. (walaupun murah, tapi masih positive cashflow)

Kalau dikira, total adalah dalam 6-7 orang yang datang view. Itu pun saya masih menerima panggilan telefon walaupun rumah dah selamat disewakan. Ini lah penangan kalau kita letak harga sewa yang murah berbanding pasaran. Orang tanpa fikir panjang akan terus call. 

Dari ramai2 yang datang view tu, macam2 karenah gak yang saya jumpa. Ada yang terus suka tapi takde duit nak bayar deposit, ada yang reject sebab diorang nak rumah yang ada parking, ada yang banyak komplen itu ini tak betul ( yang ni memang saya terus reject je, harga sewa nak murah tapi banyak songeh...haha). Ada gak awek yang datang tengok rumah tapi tak dapat nak bayar full deposit. Sorry la cik awek ye, untuk sewa rumah ni saya kena pegang pada prinsip. hehe...

Akhirnya rumah ini saya sewakan pada satu famili kecil yang duduk berhampiran dengan kawasan perumahan ni. Mereka ingin berpindah sebab nak cari rumah yang lebih luas. Bila saya terangkan syarat2 penyewaan rumah, mereka tanpa banyak songeh terus bersetuju. Deposit pun bayar full. Nampak gaya macam ok. Dua2 bekerja. Ada maid sorang untuk jaga anak. Dari luaran nampak memang decent la. Harap2 mereka akan kekal menjadi penyewa saya yang bagus untuk setahun ni....aminnn


Wednesday, September 12, 2012

Info yang menarik...property market dah oversupply ke?


http://biz.thestar.com.my/news/story.asp?file=%2F2012%2F9%2F10%2Fbusiness%2F11997717&sec=business#.UE_2L1TLY6w.facebook

PETALING JAYA: The secondary residential property market could face a slowdown in transactions within the next six to 12 months due to oversupply of properties caused by speculative buyers.
Malaysian Institute of Estate Agents (MIEA) deputy president Siva Shanker said “secondary properties in secondary locations,” namely apartments within the RM150,000 to RM300,000 price range, could be difficult to sell as an oversupply situation has resulted.
“A lot of these properties were sold in the last two to three years and developers made a roaring business out of it. However, they’re now struggling a bit,” he told StarBiz in an interview.
“A lot of people in the past would have bought these properties for speculation,” said Siva.
He said many people bought these properties with the sole intention of selling them immediately once the development was completed.
“The buying public in Malaysia are like sheep. A few people buy, and then everyone will rush in to do the same!
“However, when everyone tries to flip it (sell for a higher price) at the same time, that’s when you create an oversupply situation.”
Siva cites an example of a 300-unit apartment block, where half, for instance, are placed on the market simultaneously by the initial (speculative) buyers.
One seller will lower the price because he can’t hold it, and then the prices start coming down.”
Siva pointed out that because transactions start slowing down, there is a misconception that property prices will crash.
“It’s not what people think – that property prices are crashing. A person buys an apartment for RM300,000 and after two years, wants to sell for RM400,000 and puts it on the market. But then, others also start doing the same and the buyer gets spoilt for choice.”
He said because everyone puts the property on the market, the RM400,000 price-tag would not be achievable.
“Perhaps at the end of the day, instead of RM400,000, you sell it for RM350,000 and in the eyes of the buying public, prices have fallen!
“But in actuality, prices didn’t fall. You bought at RM300,000 and sold it at RM350,000. You tried to flip the property, but you didn’t get the level of profit you thought you could get. But you walked away with a profit nevertheless.”

Friday, September 7, 2012

Apa pandangan anda berkenaan cadangan ini?

Pagi tadi dapat satu email dari mailing list Metro homes. Kandungannya agak menarik so saya nak kongsikan bersama rakan pembaca blog. Ianya adalah cadangan2 kepada kerajaan untuk menambahbaik keadaan pasaran hartanah di malaysia. Cadangan ini dilontarkan oleh direktor Metrohomes. Salah satu agensi hartanah yang agak ternama. 


RELAX POLICIES: See Kok Loong, director of Metro Homes Sdn Bhd dishes out some sound ideas for a more vibrant property market.

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· Real Property Gains Tax (RPGT) rate should remain the same.
· Introduce Goods and Services Tax (GST) of 4 per cent as soon as possible.
· Reduce corporate income tax and personal income tax rate to stay competitive with Hong Kong and Singapore.

· Allow more foreigners to come to Malaysia to work, stay, live and tour.Allow easy employment permit for high level employment like RM10K and above and in selected industries such as services. Only with a large pool of expatriates will our rental market for office and high end condominium move.

· Relax the MM2H (Malaysia My 2nd Home) policy and make it more efficient. The Government should promote it more as it is a good policy and is one of the ways to bring in quality foreigners to stay in Malaysia.

· Implement stamp duty waiver for RM500K and below for affordable home ownership for Malaysians.

· Property purchase by foreigners should be restricted to RM1 million and above for major cities like KL, Penang, Johor, Kota Kinabalu etc so as to avoid affecting local buyers.

· Allow maximum loan for those eligible who buy property below RM 500,000. Offer low interest rates for this category as well because the current banking system offers lower rates for bigger loans which is not fair to first home buyer.· Allocate more prime land for affordable landed housing in the range of RM300K–500K.

· Build better public infrastructure and public transportation to allow residents to stay outside the city in places like Nilai, Seremban, Rawang etc.

· Bring in quality foreign buyers to support the high-end property market. With the demand, it will create jobs and opportunity, and result in a more balanced market where yield and capital appreciation are reasonable.